Louisiana Health Insurance
|
Population: 4,287,768
(Source: U.S. Census Bureau)
Uninsured: 784,000
(Source: U.S. Census Bureau)
Health Benefits Direct is a licensed insurance broker for Louisiana health insurance policies. Click here to view our registration with the Louisiana Office of Insurance (We're listed as HBDC, select "Producer Agency" from the drop down menu). |
Louisiana has the 16th highest number of uninsured in the U.S.
|
Health Insurance News in Louisiana
What If I've Been Denied a Health Insurance Claim?
Health Coverage Uncovered - Louisiana
Buying Individual Insurance Policies in Louisiana
State regulation of individual health insurance differs greatly from state to state. For you, this means certain conditions or providers covered in one state may not be covered in another.
Each state has its own health insurance mandates. Those mandates require that insurance companies and health plans cover, or offer coverage for, certain conditions, benefits, providers and patient populations.
Here is a list of mandated and non-mandated conditions, covered persons and providers in Louisiana:
(Source: Health Insurance Mandates in the States 2008¹, Council for Affordable Health Insurance. Last updated Jan 2008.)
| Mandated (Covered) Conditions |
Non-Mandated Conditions |
|
|
Alcoholism
Ambulatory Surgery
Ambulance Services
Bone Marrow Transplants
Breast Reconstruction
Cancer Medications
Cervical cancer/HPV Screening
Cleft Palate
Clinical Trials
Colorectal Cancer Screening
Dental Anesthesia
Diabetic Supplies
Drug Abuse Treatment
Emergency Services
Hearing Aid
Mammogram
Mastectomy
Mastectomy Stay
Maternity Stay
Mental Health General
Mental Health Parity
PKU/Formula
Prostate Cancer Screening
Rehabilitation Services
Well-Child Care
|
|
|
|
Alzheimer's
Anti-Psychotic Drugs
Autism
Birthing Centers/Midwives
Blood Lead Poisoning
Blood Products
Bone Mass Measurements
Chemotherapy
Chlamydia
Congenital Bleeding Disorders
Contraceptives
Diabetes Self Management
Early Intervention Services
Habilitative Services
Hair Prostheses
Home Health Care
Hospice Care
HPV Vaccine
In Vitro Fertilization
Kidney Disease
Long Term Care
Lyme Disease
Maternity
Minimum Hysterectomy Stay
Minimum Testicular Cancer Stays
Morbid Obesity Treatment
Neurodevelopment Therapy
Newborn Hearing Screening
Newborn Sickle-Cell Testing
Off-Label Drug Use
Orthotics/Prosthetics
Ostomy Related Supplies
Other Infertility Services
Ovarian Cancer Screening
Psychotic Drugs
Port-wine Stain Elimination
Prescription Drugs
Second Surgical Opinion
Smoking Cessation
TMJ Disorders
|
|
| Mandated Covered Persons |
Non-Mandated Covered Persons |
|
|
Adopted Children
Continuation/Dependents
Continuation/Employees
Conversion to Non-Group
Dependent Students
Handicapped Dependents
Newborns
|
|
|
|
Grandchildren
Non-Custodial Children
Domestic Partners
|
|
| Mandated (Included) Providers |
Non-Mandated Providers |
|
|
Chiropractors
Dentists
First Nurse Assistant
Occupational Therapists
Optometrists
Physical Therapists
Podiatrists
Psychologists
Public or Other Facilities
Social Workers
Speech or Hearing Therapists
|
|
|
|
Acupuncturists
Chiropodist
Denturists
Dieticians
Naturopaths
Nurse Midwives
Nurse Practitioners
Lay Midwives
Licensed Health Professional
Marriage Therapists
Massage Therapists
Nurse Anesthetists
Nurses
Opticians
Oral Surgeons
Osteopaths
Pain Management Specialist
Pastoral Counselor
Pharmacists
Physician Assistants
Professional Counselors
Psychiatric Nurse
|
|
Although health insurance coverage for a particular condition or provider may not be mandated in your state, insurance carriers may still provide coverage for the condition or provider. Please keep in mind that major medical health insurance plans are subject to health underwriting and that mandates do not necessarily guarantee coverage. If you're not sure whether you could receive coverage, one call to Health Benefits Direct can help you determine if you're eligible to buy an individual health insurance policy in Louisiana.
Health Benefits Direct provides free health insurance quotes on affordable health insurance plans for Louisiana residents. We work with highly rated insurance carriers to deliver quality health insurance plans to families and individuals across Louisiana.
¹Authors: Victoria Craig Bunce & JP Wieske
Please note that information contained on this page can change at any time. Consequently, while we seek to present as up-to-date information as possible, Health Benefits Direct in no way warrants the accuracy of the information.
|
|
